Posted Wednesday, July 14, 2010 | The Biker Blog
Avoiding Foreclosure Checklist - Homeowners Options
Avoiding Foreclosure
- Bring your loan current and maintain regular payments in a timely manner
- Work out a repayment plan
- Refinance your home with better rates and terms
- Modify your current loan with your lender
- Rent your home and make the mortgage payments to your lender
- Sell your home and pay off the loan amount due
- Borrow money from a relative or friend to become current
- Get protection under the Service Members Civil Relief Act (SMCRA)
- Enter into a Deed In Lieu of Foreclosure or "Friendly Foreclosure"
- File for Bankruptcy protection to stall the foreclosure process
- Sell your home in a "Short Sale" where the lender will accept a discounted payoff of the outstanding mortgage due













